Looking for senior travel insurance (ages 0–100)? While many providers stop at 75, 퍼시픽 크로스 — available via 트립해피.ph — offers travel insurance for Filipino citizens and Philippine residents up to age 100, no medical certificate required for ages 0–100.
✅ Who Can Avail
- Philippine residents (Filipino citizens or foreign residents)
- 0 ~ 100 세 (special provisions for 76-100)
- 국내의 국제 노동자 동맹 trips (trip must start and end in the Philippines)
- 편도 Multi-trip annual 옵션
📊 Age-Based Premiums for Seniors 76–100
| 연령 그룹 | Indicative Premium Multiplier |
|---|---|
| 76-78 년 | ≈ 2× base premium |
| 79-81 년 | ≈ 3× base premium |
| 82-100 년 | ≈ 4× base premium |
Multipliers are indicative and may vary by plan/duration. Final rates per underwriting.
- ✔ No medical certificate required 오랜 세월 동안 76-100
- ✔ Easy online submission and email issuance
- ✔ 이용 약관이 적용됩니다
🕐 Processing Time
- 0~75세: Same day if submitted before 5:00 PM (Mon–Sat)
- 76~100세: 허용 ~3 영업일 처리 용
Apply early for international trips to avoid rush issues.
✈️ Why Choose This Senior Travel Insurance?
- ✅ Coverage up to 100 세
- ✅ No medical certificate required (76–100)
- ✅ 국내의 국제 노동자 동맹 travel, up to 180 일 동안 per trip (plan limits apply)
- ✅ Multiple tiers to match your budget
- ✅ Philippine-based support via 트립해피.ph
- ✅ Underwritten by 퍼시픽 크로스
🌏 Travel Insurance Plans Available
- Domestic (Philippines): 브론즈, 실버, 골드
- 국제 노동자 동맹: Asia/Oceania, Worldwide, Multi-Trip Annual
일반적인 포함 사항:
- 의료 응급 상황 보장
- Personal accident protection
- Trip inconvenience benefits (delays, missed connections, baggage)
💬 How to Apply
- Choose your plan (Domestic or International)
- Submit details at triphappy.ph/travel-insurance-philippines
- Upload required documents and payment
- Receive your policy via email
- For ages 76–100: No medical exam needed; allow ~3 working days for issuance.
📌 중요 참고 사항
- Trip must start and end in the Philippines
- Maximum coverage per trip: typically 180 일까지 (plan-specific)
- 기존 조건 특정 고위험 활동 may be excluded
- Coverage and premiums are subject to underwriting 그리고 바뀔 수도 있습니다
We help seniors aged 76–100 get reliable international travel insurance. Get a quote or apply online in just a few steps.
🧠 자주 묻는 질문
Can travelers aged 76–100 really get covered?
Yes. Pacific Cross offers travel insurance for Philippine residents aged 76–100 via triphappy.ph, with no medical certificate required. Allow approximately 3 working days for processing.
Coverage is subject to the terms, conditions, limitations, and exclusions of the Travel Insurance Contract (TACTIC). Final coverage is based on the Official Confirmation of Coverage (OCC).
Do I need a medical exam at age 78 or 90?
No medical exam or certificate is required for ages 76–100. Apply online; we’ll advise on required IDs and payment. Coverage remains subject to the TACTIC and the issued Official Confirmation of Coverage (OCC).
Is international travel covered for seniors?
Yes. Choose Asia/Oceania or Worldwide plans. Ensure your trip starts and ends in the Philippines.
How fast is the processing?
Ages 0–75: same day if submitted before 5:00 PM (Mon–Sat). Ages 76–100: approximately 3 working days.
