Travel Insurance Philippines - 2025

Travel Insurance Philippines - 2025

Enjoy your trip without worries with PACIFIC CROSS Travel Insurance for Filipinos (formerly Blue Cross). Safeguard your trip with comprehensive coverage for medical emergencies, trip cancellations, baggage loss, and more. Enjoy peace of mind while creating unforgettable memories.

Whether traveling from the Philippines to Singapore, Japan, USA, UK, Canada, Europe and all other LOCAL and INTERNATIONAL destinations, be covered by the best travel insurance in the Philippines.

Coverage is offered for passengers up to 75 years old, and also for seniors 76 - 100 years old under special senior plans. The travel insurance is open to all passport holders and has a maximum coverage is 180 days. The trip must also depart from and return to the Philippines within that period.

Summary

  • Domestic Travel Insurance - Travel within the Philippines
  • Asia and Oceania - Australia, New Zealand, Melanesia, Micronesia, Polynesia
  • Worldwide Elite - Euro and USD Plans for worldwide travel including Schengen countries.
  • Multi-Trip Plan (Valid for One Year) - for frequent travelers
  • Pacific Cross Travel Insurance - Benefits
I. Domestic Travel Insurance Rates - 2025

I. Domestic Travel Insurance Rates - 2025

For Domestic Travel Insurance there are three plans, GOLD (up to PHP 2,500,000 medical coverage), SILVER (up to PHP 1,500,000 coverage) and BRONZE (up to PHP 500,000 coverage).

There are INDIVIDUAL plans and FAMILY plans. Family plans are useful for 3 or more members of the same immediate family up to two adults and three children (17 years and below), and the coverage is divided between all the family members. For greater coverage, family members may opt to get individual plans each.

Rates below are in PHP

Up to 4 days:

Up to 4 days:

  • Bronze 260 (individual); 575 (family)
  • Silver 509 (individual); 974 (family)
  • Gold 687 (individual); 1418 (family)
Up to 7 days:

Up to 7 days:

  • Bronze 436 (individual); 1015 (family)
  • Silver 775 (individual); 1639 (family)
  • Gold 1084 (individual); 2410 (family)
Up to 10 days:

Up to 10 days:

  • Bronze 532 (individual); 1255 (family)
  • Silver 914 (individual); 1985 (family)
  • Gold 1298 (individual); 2946 (family)
Up to 15 days:

Up to 15 days:

  • Bronze 599 (individual); 1423 (family)
  • Silver 1001 (individual); 2202 (family)
  • Gold 1436 (individual); 3290 (family)

*Contact us for 16 - 180 days coverage, and for coverage for seniors age 76 - 100 years.

II. Pacific Cross Travel Insurance For Asia and Oceania - Rates 2025

II. Pacific Cross Travel Insurance For Asia and Oceania - Rates 2025

For Asia and Oceania, you get to choose between USD coverage up to $50,000 medical limit) or PHP (peso) coverage up to PHP 1,500,000 medical limit)

Rates below are in PHP / USD

*Rates in USD will be converted to PHP for payment.

Up to 4 days:

Up to 4 days:

  • PESO 542 (individual); 1054 (family)
  • USD 26 (individual); 59 (family)
Up to 7 days:

Up to 7 days:

  • PESO 852 (individual); 1830 (family)
  • USD 41 (individual); 98 (family)
Up to 10 days:

Up to 10 days:

  • PESO 1009 (individual); 2223 (family)
  • USD 49 (individual); 117 (family)
Up to 15 days:

Up to 15 days:

  • PESO 1108 (individual); 2470 (family)
  • USD 51 (individual); 122 (family)

*Contact us for 16 - 180 days coverage, and for coverage for seniors age 76 - 100 years.

III. Pacific Cross Travel Insurance Worldwide Elite Including Schengen Countries - Rates 2025

III. Pacific Cross Travel Insurance Worldwide Elite Including Schengen Countries - Rates 2025

For Worldwide Elite you get to choose between three plans, a USD plan with up to USD 50,000 medical limit, a EURO plan with up to 45,000 euros medical limit, or a EURO plan with up to 60,000 euros medical limit.

Rates below are in USD / EURO

Up to 4 days:

Up to 4 days:

  • USD 29 (individual); 66 (family)
  • EURO (€45,000 Med Limit) 23 (individual); 53 (family)
  • EURO (€60,000 Med Limit) 24 (individual); 54 (family)
Up to 7 days:

Up to 7 days:

  • USD 44 (individual); 104 (family)
  • EURO (€45,000 Med Limit) 34 (individual); 79 (family)
  • EURO (€60,000 Med Limit) 35 (individual); 82 (family)
Up to 10 days:

Up to 10 days:

  • USD 53 (individual); 125 (family)
  • EURO (€45,000 Med Limit) 40 (individual); 96 (family)
  • EURO (€60,000 Med Limit) 42 (individual); 99 (family)
Up to 15 days:

Up to 15 days:

  • USD 56 (individual); 133 (family)
  • EURO (€45,000 Med Limit) 43 (individual); 101 (family)
  • EURO (€60,000 Med Limit) 44 (individual); 105 (family)

*Contact us for 16 - 180 days coverage, and for coverage for seniors age 76 - 100 years.

IV. Pacific Cross Multi-Trip Plan

This is designed for frequent travelers. Valid within 1 year from the start of the first trip. Unlimited number of trips per year, maximum of 90 days per trip.

Domestic

Domestic

  • SILVER (₱1,500,000 Med. Limit) PHP 6729
  • GOLD (₱2,500,000 Med. Limit) PHP 7935
Asia and Oceania

Asia and Oceania

  • PESO (₱1,500,000 Med. Limit) PHP 7557
  • DOLLAR ($50,000 Med. Limit) $267
Worldwide Elite

Worldwide Elite

  • DOLLAR ($50,000 Med. Limit) $296
V. Pacific Cross Travel Insurance Benefits

V. Pacific Cross Travel Insurance Benefits

With Pacific Cross Travel Insurance, these are the benefits:

  • Medical Treatment: In-patient and Out-Patient care; COVID-19 In-Patient care; Emergency Dental; 30 days Automatic Extension; Emergency Room and In-patient treatment for Pre-existing Conditions; Recreational Activities and Sports; Recreational Extreme Sports; Implants Coverage necessitated by a covered Accident
  • Hospital Income: (per day up to 10 consecutive days) including COVID-19 related hospitalization
  • Burial Expenses
  • Personal Accident: Insured 16 to 70 years old; Insured 0 to 5 years old and 71 years old and above ; Insured 6 to 15 years old
  • Personal Laibility
  • Land Vehicle Rental Excess Protection
  • Land Vehicle Rental Return
  • Baggage Delay : minimum of six (6) hours ; after 48 hours
  • Loss or Damage to Baggage and Personal Effects: per item, pair or set limit
  • Loss of Gadget(s) (Laptop, Tablet, and/or Mobile Phone)
  • Theft of Cash
  • Loss of Travel Documents : travel and unplanned accommodation (max. of 2 days)
  • Mobile Phone Charges
  • Trip Cancellation: sudden acts of terrorism
  • Trip Cancellation for Any Reason*
  • Trip Termination: sudden acts of terrorism
  • Staff Replacement (For Business Trip Only)
  • Flight Delay: minimum of six (6) hours; after 48 hours
  • Missed Connecting Flight (per 6 hours, up to 96 hours)
  • Strikes or Hijack
  • Alternative Means of Transportation
  • Trip Postponement
  • Emergency Assistance Benefits

*Subject to terms and conditions. Contact us for a detailed breakdown of the benefits.

Let's Make Your Journey Unforgettable!

Have questions or need a hand with your travel plans? Our travel experts are here to ensure every detail of your adventure is perfect. Whether you're seeking more information about our bespoke services, need assistance with your booking, or have specific travel queries, we’re eager to help!

Contact Information: sales@triphappy.ph
Suite 306 Centro Maximo Bldg., D. Jakosalem Street, 6000 Cebu City, Philippines
Mobile Numbers | Viber | WhatsApp:

Monday to Friday: 8:00 a.m. - 5:00 p.m.

Saturday: 8:00 a.m. - 5:00 p.m.

Sunday: 8:00 a.m. - 5:00 p.m.

+639176262242
+639285198783
+639176262242
+639285198783

*All fields mandatory except for “comments”

Are you buying Travel Insurance for passengers 0-75 years old?

    Coverage Period from:


    to

    Number of days (Maximum 180 days):

    Is your start and end point within the Philippines (Are you departing from and returning to the Philippines)?

    Your complete itinerary:


    After filling up this form, we will get back to you with the quotation and further information needed. Thank you very much.
    *Note: for 76 years old and above, contact us - additional requirements will be needed.