Looking for senior travel insurance (ages 0–100)? While many providers stop at 75, 太平洋十字星 — available via triphappy.ph — offers travel insurance for Filipino citizens and Philippine residents up to age 100, no medical certificate required for ages 0–100.
✅ Who Can Avail
- Philippine residents (Filipino citizens or foreign residents)
- 0-100歲 (special provisions for 76-100)
- 國內 以及 國際 trips (trip must start and end in the Philippines)
- Single-trip 以及 Multi-trip annual 方案
📊 Age-Based Premiums for Seniors 76–100
| 年齡組別 | Indicative Premium Multiplier |
|---|---|
| 76-78年 | ≈ 2× base premium |
| 79-81年 | ≈ 3× base premium |
| 82-100年 | ≈ 4× base premium |
Multipliers are indicative and may vary by plan/duration. Final rates per underwriting.
- ✔ No medical certificate required 很長時間 76-100
- ✔ Easy online submission and email issuance
- ✔ 條款和條件適用
🕐 Processing Time
- 0-75歲： Same day if submitted before 5:00 PM (Mon–Sat)
- 76-100歲： 讓 約3個工作天 用於處理
Apply early for international trips to avoid rush issues.
✈️ Why Choose This Senior Travel Insurance?
- ✅ Coverage up to 100年
- ✅ No medical certificate required (76–100)
- ✅ 國內 以及 國際 travel, up to 為期180天 per trip (plan limits apply)
- ✅ Multiple tiers to match your budget
- ✅ Philippine-based support via triphappy.ph
- ✅ Underwritten by 太平洋十字星
🌏 Travel Insurance Plans Available
- Domestic (Philippines): 青銅，銀，金
- 國際： Asia/Oceania, Worldwide, Multi-Trip Annual
典型內含物：
- Medical emergency coverage
- Personal accident protection
- Trip inconvenience benefits (delays, missed connections, baggage)
💬 How to Apply
- Choose your plan (Domestic or International)
- Submit details at triphappy.ph/travel-insurance-philippines
- Upload required documents and payment
- Receive your policy via email
- For ages 76–100: No medical exam needed; allow ~3 working days for issuance.
📌 Important Notes
- Trip must start and end in the Philippines
- Maximum coverage per trip: typically 最高達180天 (plan-specific)
- 已有的條件 並且確定 高風險活動 may be excluded
- Coverage and premiums are subject to underwriting and may change
We help seniors aged 76–100 get reliable international travel insurance. Get a quote or apply online in just a few steps.
🧠 常見問題
Can travelers aged 76–100 really get covered?
Yes. Pacific Cross offers travel insurance for Philippine residents aged 76–100 via triphappy.ph, with no medical certificate required. Allow approximately 3 working days for processing.
Coverage is subject to the terms, conditions, limitations, and exclusions of the Travel Insurance Contract (TACTIC). Final coverage is based on the Official Confirmation of Coverage (OCC).
Do I need a medical exam at age 78 or 90?
No medical exam or certificate is required for ages 76–100. Apply online; we’ll advise on required IDs and payment. Coverage remains subject to the TACTIC and the issued Official Confirmation of Coverage (OCC).
Is international travel covered for seniors?
Yes. Choose Asia/Oceania or Worldwide plans. Ensure your trip starts and ends in the Philippines.
How fast is the processing?
Ages 0–75: same day if submitted before 5:00 PM (Mon–Sat). Ages 76–100: approximately 3 working days.
