Looking for senior travel insurance (ages 0–100)? While many providers stop at 75, Pacific Cross — available via triphappy.ph — offers travel insurance for Filipino citizens and Philippine residents up to age 100, no medical certificate required for ages 0–100.
✅ Who Can Avail
- Philippine residents (Filipino citizens or foreign residents)
- Ages 0–100 (special provisions for 76–100)
- Domestic and International trips (trip must start and end in the Philippines)
- Single-trip and Multi-trip annual options
📊 Age-Based Premiums for Seniors 76–100
| Age Group | Indicative Premium Multiplier |
|---|---|
| 76–78 years | ≈ 2× base premium |
| 79–81 years | ≈ 3× base premium |
| 82–100 years | ≈ 4× base premium |
Multipliers are indicative and may vary by plan/duration. Final rates per underwriting.
- ✔ No medical certificate required for ages 76–100
- ✔ Easy online submission and email issuance
- ✔ Terms and conditions apply
🕐 Processing Time
- Ages 0–75: Same day if submitted before 5:00 PM (Mon–Sat)
- Ages 76–100: Allow ~3 working days for processing
Apply early for international trips to avoid rush issues.
✈️ Why Choose This Senior Travel Insurance?
- ✅ Coverage up to 100 years old
- ✅ No medical certificate required (76–100)
- ✅ Domestic and International travel, up to 180 days per trip (plan limits apply)
- ✅ Multiple tiers to match your budget
- ✅ Philippine-based support via triphappy.ph
- ✅ Underwritten by Pacific Cross
🌏 Travel Insurance Plans Available
- Domestic (Philippines): Bronze, Silver, Gold
- International: Asia/Oceania, Worldwide, Multi-Trip Annual
Typical inclusions:
- Medical emergency coverage
- Personal accident protection
- Trip inconvenience benefits (delays, missed connections, baggage)
💬 How to Apply
1. Choose your plan (Domestic or International)
2. Submit details at triphappy.ph/travel-insurance-philippines
3. Upload required documents and payment
4. Receive your policy via email
- For ages 76–100: No medical exam needed; allow ~3 working days for issuance.
📌 Important Notes
- Trip must start and end in the Philippines
- Maximum coverage per trip: typically up to 180 days (plan-specific)
- Pre-existing conditions and certain high-risk activities may be excluded
- Coverage and premiums are subject to underwriting and may change
We help seniors aged 76–100 get reliable international travel insurance. Get a quote or apply online in just a few steps.
📝 Apply or Inquire Now📧 Contact us: Triphappy.ph
📱 Viber/Phone: +63 917 626 2242
🧠 Frequently Asked Questions
Yes. Pacific Cross offers travel insurance for Philippine residents aged 76–100 via triphappy.ph, with no medical certificate required. Allow ~3 working days for processing.
No medical exam or certificate is required for ages 76–100. Apply online; we’ll advise on IDs and payment.
Yes. Choose Asia/Oceania or Worldwide plans. Ensure your trip starts and ends in the Philippines.
Ages 0–75: same day if submitted before 5:00 PM (Mon–Sat). Ages 76–100: approximately 3 working days.
