Looking for senior travel insurance (ages 0–100)? While many providers stop at 75, Pacific Cross — available via triphappy.ph — offers travel insurance for Filipino citizens and Philippine residents up to age 100, no medical certificate required for ages 0–100.
✅ Who Can Avail
- Philippine residents (Filipino citizens or foreign residents)
- Ages 0–100 (special provisions for 76–100)
- Domestic and International trips (trip must start and end in the Philippines)
- Single-trip and Multi-trip annual options
📊 Age-Based Premiums for Seniors 76–100
| Age Group | Indicative Premium Multiplier |
|---|---|
| 76–78 years | ≈ 2× base premium |
| 79–81 years | ≈ 3× base premium |
| 82–100 years | ≈ 4× base premium |
Multipliers are indicative and may vary by plan/duration. Final rates per underwriting.
- ✔ No medical certificate required for ages 76–100
- ✔ Easy online submission and email issuance
- ✔ Terms and conditions apply
🕐 Processing Time
- Ages 0–75: Same day if submitted before 5:00 PM (Mon–Sat)
- Ages 76–100: Allow ~3 working days for processing
Apply early for international trips to avoid rush issues.
✈️ Why Choose This Senior Travel Insurance?
- ✅ Coverage up to 100 years old
- ✅ No medical certificate required (76–100)
- ✅ Domestic and International travel, up to 180 days per trip (plan limits apply)
- ✅ Multiple tiers to match your budget
- ✅ Philippine-based support via triphappy.ph
- ✅ Underwritten by Pacific Cross
🌏 Travel Insurance Plans Available
- Domestic (Philippines): Bronze, Silver, Gold
- International: Asia/Oceania, Worldwide, Multi-Trip Annual
Typical inclusions:
- Medical emergency coverage
- Personal accident protection
- Trip inconvenience benefits (delays, missed connections, baggage)
💬 How to Apply
1. Choose your plan (Domestic or International)
2. Submit details at triphappy.ph/travel-insurance-philippines
3. Upload required documents and payment
4. Receive your policy via email
- For ages 76–100: No medical exam needed; allow ~3 working days for issuance.
📌 Important Notes
- Trip must start and end in the Philippines
- Maximum coverage per trip: typically up to 180 days (plan-specific)
- Pre-existing conditions and certain high-risk activities may be excluded
- Coverage and premiums are subject to underwriting and may change
We help seniors aged 76–100 get reliable international travel insurance. Get a quote or apply online in just a few steps.
📝 Apply or Inquire Now📧 Contact us: Triphappy.ph
📱 Viber/Phone: +63 917 626 2242
🧠 Frequently Asked Questions
Yes. Pacific Cross offers travel insurance for Philippine residents aged 76–100 via triphappy.ph, with no medical certificate required. Allow approximately 3 working days for processing.
Coverage is subject to the terms, conditions, limitations, and exclusions of the Travel Insurance Contract (TACTIC). Final coverage is based on the Official Confirmation of Coverage (OCC).
No medical exam or certificate is required for ages 76–100. Apply online; we’ll advise on required IDs and payment. Coverage remains subject to the TACTIC and the issued Official Confirmation of Coverage (OCC).
Yes. Choose Asia/Oceania or Worldwide plans. Ensure your trip starts and ends in the Philippines.
Ages 0–75: same day if submitted before 5:00 PM (Mon–Sat). Ages 76–100: approximately 3 working days.
